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Can't pay your utility bill on time? Here's how it might damage your credit score

New Delhi, March 13 -- In India, having a good credit score while borrowing loans and credit cards at reasonable interest rates is essential. That is why it is important to maintain a clean repayment ... Read More


Missed an EMI? Discover what happens to your credit score and how to recover

New Delhi, March 12 -- Maintaining a healthy credit score is important for securing loans and credit cards at favourable and easy interest rates. Still, missing even a single EMI can immensely impact ... Read More


How your credit card limit affects your credit score-And how to maximize it

New Delhi, March 12 -- In India, the know-how of your credit card limit is critical for maintaining a healthy credit score. Although individuals pay attention to the date of payments and outstanding d... Read More


Personal loan hacks: How to slash your interest rate after you've borrowed-Key ways explained

New Delhi, March 12 -- Personal loans are generally taken in India for satisfying one's current financial needs, but do remember a higher rate of interest can increase repayment difficulties. Now, it ... Read More


Looking to buy health insurance? 5 riders that you must know about

New Delhi, March 12 -- When buying health insurance in India, it is good to know what the riders are so that your policy becomes more efficient and personalised as per your needs, aspirations and expe... Read More


Social media isn't your financial advisor: 5 reasons to be cautious

New Delhi, March 12 -- The Indian stock market has been on a roll over the past few years. This has given rise to several social media platforms sharing stock tips and market insights. A famous class ... Read More


First credit card? Here's your ultimate step-by-step guide to getting started

New Delhi, March 11 -- Credit cards are crucial for Indians, offering easy access to credit and helping build a strong credit history. The total number of credit cards in India is projected to grow an... Read More


Pay off debt or invest? Here's how to decide what's best for your money

New Delhi, March 11 -- As India's household debt continues to grow, many consumers are faced with a pressing financial question: whether to pay off debt or invest their extra cash?This dilemma is part... Read More


How a single missed EMI can impact your credit score - And what you can do about it

New Delhi, March 11 -- Missing an Equated Monthly Instalment (EMI) payment by a day in India can result in serious fines along with a blow to your credit score. Lenders are tightening policies, and it... Read More


Should you borrow to invest? The truth about taking a personal loan for stocks

New Delhi, March 11 -- The Indian stock market continues to remain volatile due to the ongoing geo-political issues such as: Trump's tariff threat, Russia-Ukraine war, global inflation, high interest ... Read More